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Open an international business account in minutes

A business account to send, spend, and receive multiple currencies with the real exchange rate. Do business without borders.
Wise Business

Seamlessly integrate with Xero

Pay invoices and people abroad

Receive money with no fees

Spend with a free debit card

Wise works for everyone.

Freelancers, entrepreneurs, and sole traders

Get a alternative to an business bank account. Invoice like a local, avoid fees on Stripe, and spend on a debit card.

Learn more →

Small- to medium-sized businesses

Open a self-service account online to send, spend, and receive multiple currencies, and make batch payments.

See how it works →

Large or enterprise level businesses

If your international payment volume is £200K+ a month, contact us about our API. Let's find a solution to help you scale.

Contact us →

International payments for less

Pay invoices, buy inventory, and handle payroll with the real exchange rate in over 40 currencies — for way cheaper than PayPal.

Send money directly from your own debit card or bank, or make payments from your business account balance. Your recipient doesn't need a Wise account to receive their money.

Send money today →

Receive money with zero fees.

Get your own UK, Eurozone, Australian, New Zealand, US. Singapore and Hungarian bank details for a small, one-time setup fee — without a local address. Use them to get paid or withdraw money from platforms like Amazon for free.

Hold that money in your account for future payments or move it to your bank or other business accounts.

Get started →

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Spend anywhere with no hidden fees.

Use your Wise Business Mastercard® to pay business expenses and spend online or in-store all over the world.

If you don’t have the currency in your account, we’ll automatically convert the amount for you.

Get my account and card today →

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We used Wise to convert our USD revenue to GBP and saved £75k in the first nine months after switching from our bank

Sam Argyle, Managing Director of Alternative Airlines

Check out the case study

The features your business loves.

Accounting integration
Connect with Xero, FreeAgent, QuickBooks and more.
Connect now →
Batch payments
Make multiple payments in one go with ease.
Learn more →
Open API
Automate payments and workflows with our API.
Explore our docs →
Add multiple users
Assign roles then manage your account with your team.
Get started →

The real exchange rate, always.

There’s a small fee to convert currencies in your account and no hidden fees in the rate we offer you.

Account pricing
Create your accountFree
Fixed fee to send money (varies by currency)

65p

Hold 50+ currency balancesFree
Get bank details to receive currencies

£16 (one-time fee)

Receive money in EUR, GBP, AUD, NZD, RON, HUF & SGDFree
Add money to your account

See price checker

Convert currencies

See price checker

Always check your account for the latest pricing update.

8 million customers globally

By the people who made Skype

Richard Branson is a key investor

Authorised by the FCA

A powerful open API.

Businesses big and small can access our open API to automate payments, connect business tools, and create beautiful ways to manage finances.

Explore our docs →

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Coverage around the world.

You can send money to 80+ countries and hold 40+ currencies.

You can also get your own Eurozone, US, Australia, New Zealand, and UK bank details to get paid like a local.

See what currencies we cover →

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FAQs

Business without borders.

Business without borders

Open a free account in minutes.

Create your business account online